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How do I collect wage loss benefits under my No-Fault Insurance?
When you have been injured in a car accident, and you are unable to work, you are entitled to receive wage loss benefits from your own insurance company under the No-Fault coverage. This type of insurance is mandatory under the law and must be included in every insurance policy issued in Minnesota.
The total that you can possibly receive is $20,000 ($500.00 per week) unless you have purchased additional coverage which entitles you to receive a greater amount, i.e. stacking coverage.
In order to collect these benefits, you will need to prove that the time you missed from work was due to the injuries you sustained in the car accident, as opposed to other causes such as being laid off because there was not enough work, being fired for non-performance, etc.