Minnesota is a No Fault state. That means that the first place a car accident injury victim must look for benefits and compensation is that person’s own automobile policy.
The No Fault Insurance Coverage under the victim’s own insurance policy is the primary source of benefits for the payment of medical bills and wage losses in most cases. There are some exceptions. The advice of a knowledgeable No Fault lawyer is very helpful.
The next source of recovery is against the liability insurance policy of the at fault driver.
Where the at fault driver has no insurance (13% of the time), the next source of recovery is the victim’s own Uninsured Motorist (UM) insurance coverage.
Where the at fault driver doesn’t have enough insurance to pay the full value of the claim, the next source is the victim’s own Underinsured Motorist (UIM) Coverage.
Confused? The Minneapolis MN personal injury lawyers at the Schmidt Salita Law Team offer free legal advice in the form of a free consultation with a knowledgeable personal injury lawyer to help you to understand the “ins” and “outs” of Minnesota No Fault and At Fault law.
The Minneapolis MN personal injury lawyers has locations throughout the Twin Cities metropolitan area of Minneapolis and St. Paul, as well as Minnetonka, Maple Grove, Plymouth, Osseo, Anoka, Coon Rapids, Brooklyn Center, Fridley, Blaine, Shoreview, Woodbury, Falcon Heights, Columbia Park, Stillwater, Hastings, Inver Grove, Cottage Grove, South St. Paul, Apple Valley, Eagan, Burnsville, Savage, Shakopee, Richfield, Bloomington, Chaska, Chanhassen, Edina, Eden Prairie, and Hopkins.
This page has been written, edited, and reviewed by a team of legal writers following our comprehensive editorial guidelines. This page was approved by Founding Partner, Dean M. Salita, with more than 30 years of legal experience as a personal injury attorney.
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1600 Hopkins Crossroad
Minnetonka, MN 55305
Phone (952) 473-4530
Toll Free 1-800-656-8450
Fax (952) 544-1308