What to Do in a Car Accident?

Getting into a car accident is an overwhelming and stressful experience. Knowing what steps to take immediately can help protect your safety, legal rights, and financial well-being, whether it’s a minor fender-bender or a more serious collision. At Schmidt and Salita Law Team, located in Minnetonka, MN, we’re here to guide you through this challenging time. Our team specializes in helping Minnetonka residents navigate the aftermath of car accidents and pursue the compensation they deserve.

Below, we’ll provide a step-by-step guide on what to do in a car accident, along with an overview of some of the most common causes of accidents to help you stay informed and safe.

Steps to Take After a Car Accident

When you’ve been in a car accident, knowing what to do can help you stay calm and focused. Below are the critical steps to follow:

1. Ensure Your Safety and That of Others

The very first priority is to ensure everyone’s safety. If your vehicle is still operable, move it to the side of the road to avoid additional collisions. Turn on your hazard lights to alert other drivers, and use any available warning devices, like flares or cones, to signal the accident site.

If someone is injured, do not attempt to move them unless there’s an immediate danger, like a fire. Call 911 right away for emergency assistance.

2. Call the Police

Minnesota law requires you to report an accident to law enforcement if injury, death, or property damage exceeds $1,000. A police report is an official document that may be crucial for insurance claims or legal proceedings. When the officers arrive, provide accurate and factual information about what happened but avoid admitting fault.

3. Gather and Document Evidence

If you’re physically able, collect as much information as possible at the incident scene:

• Take photographs of the damage to all vehicles involved, the surrounding road conditions, and any visible injuries.
• Exchange names, phone numbers, insurance details, and vehicle information with the other driver(s).
• Speak with witnesses and note down their contact information.

These details will be critical evidence for your insurance claim or potential legal case. According to Progressive’s accident checklist, capturing evidence immediately ensures accuracy and prevents disputes later.

4. Seek Medical Attention Immediately

Even if you feel fine, seeing a healthcare provider as soon as possible is vital. Some injuries, like whiplash or concussions, may not show symptoms right away but can worsen over time. Obtaining medical documentation will also support your insurance claim and protect your legal rights.

5. Notify Your Insurance Company

File a claim with your insurance company as soon as possible. Minnesota operates under a no-fault insurance system, which means your insurance typically covers medical expenses and lost wages regardless of who caused the accident. When speaking with your insurer, stick to the facts and avoid admitting fault.

6. Consult with a Car Accident Attorney

Incidents can involve complicated legal and insurance issues, mainly when serious injuries or disputes arise. An experienced attorney can help you understand your rights, negotiate with insurance companies, and pursue fair compensation.

Main Causes of Car Accidents

Car accidents happen for many reasons, and understanding the most common causes can help you avoid them. Below are some of the leading factors behind crashes:

1. Distracted Driving

This is one of the most frequent causes of accidents in the U.S. Activities like texting, eating, adjusting the radio, or using GPS while driving can distract you from the road.

2. Speeding

Exceeding the speed limit reduces your ability to react to unexpected obstacles or traffic changes, leading to more severe collisions. As the District Department of Transportation outlines, speeding is particularly dangerous in poor weather or unfamiliar roads.

3. Driving Under the Influence

Alcohol and drugs impair judgment, reaction times, and coordination. Driving under the influence remains a leading cause of fatal car accidents nationwide.

4. Weather Conditions

Minnesota’s icy winters and frequent rain make roadways particularly hazardous. Slick roads reduce traction, leading to skidding and collisions.

5. Failure to Follow Traffic Laws

Running red lights, failing to yield, or ignoring stop signs are common behaviors that often result in crashes. Obeying all traffic laws is essential to keeping yourself and others safe.

6. Fatigued Driving

Driving while drowsy can be just as dangerous as driving under the influence. Fatigued drivers are less attentive, have slower reaction times, and are more likely to doze off behind the wheel.

We’re Here to Help After a Car Accident

Handling the aftermath of a car accident can be overwhelming, but you don’t have to do it alone. At Schmidt and Salita we understand the challenges you’re facing and are here to help you every step of the way. Our experienced team is ready to fight for your rights and ensure you get the compensation you deserve. Call us today at (952) 473-4530 for a free consultation. Let us help you get back on track.