Some workers at various stages of the workers’ compensation claims process will receive a settlement offer from the insurance company. First, know you do not have to accept a settlement you believe is inadequate, and you should never agree to a settlement without consulting a workers’ comp attorney. Even if you agree to a settlement amount, in many situations, a judge must approve the settlement agreement before you can receive the funds.
One of the biggest concerns in this process is how long it will take for the judge to approve the worker’s comp settlement. If the parties agree to the settlement terms and you have representation from an attorney, a judge can often review and approve the settlement fairly quickly. The process can take longer if you do not have legal representation.
If you are worried about the speed of your claim process, a Minnesota workers’ compensation attorney from Schmidt-Salita Law Firm can help streamline the process to ensure you receive timely benefits.
Typical Steps of a Workers’ Compensation Claim
Typically, most workers’ compensation claims are approved at the initial stage and regarded as “indisputable” claims. Such cases are processed quickly, often within weeks. Here are the steps involved in such cases:
- Reporting the injury to the employer within the law’s prescribed timeframe
- Get medical records that support your injury claim. You’ll receive necessary medical care and may undergo evaluations to ascertain the severity of your injuries.
- Collecting evidence to demonstrate that your injury is work-related.
- Filing the claim with your employer’s workers’ compensation insurance provider. It is the responsibility of your employer to file the claim within 10 days after knowing about the injury.
- The insurer accepts or denies the claim.
How Long Does It Take to Settle a Workers’ Comp Claim?
Some cases do not involve temporary benefits, but instead, a lump-sum settlement the insurance company offers the injured worker to cover all their current and future medical and disability. The length of time it takes to settle a workers’ comp claim varies based on several factors. Sometimes, your attorney might have to negotiate for some time to reach a fair settlement amount.
However, once a settlement is agreed upon, the judge’s approval may take just two to four weeks. A range of factors may influence how long it takes for your claim to be resolved, including:
- Severity of Injuries – Severe injuries that require long-term treatment can extend the timeline of your claim.
- Disputes – If your employer or the insurance company questions the severity of your injuries or the benefits you’re seeking, the process may be prolonged.
- Legal representation – Having a workers’ compensation attorney can significantly shorten the time by avoiding delays and handling legal complexities effectively.
- The settlement amount – The severity of the injury often increases the complexities involved in calculating your settlement. This means it can take a long time to agree on a fair settlement amount.
If you notice unnecessary delays in your case, involve a workers’ compensation lawyer in Minnesota to streamline the process. They will look into your case, identify the causes for the delays, and push the insurance company to reach a timely resolution.
Discuss Your Claim with a MN Workers’ Compensation Attorney
If you’re facing a workers’ compensation claim and concerned about how long it will take to settle, a Minnesota workers’ compensation attorney can help.
Contact Schmidt-Salita Law Firm online or call (952) 473-4530 today to discuss your case and learn more about the process.