MINNESOTA CAR ACCIDENT INJURY-WHO PAYS THE MEDICAL BILLS?
Often the first concern of a victim of personal injury in a car accident is that of whether there is insurance coverage for the medical bills. The MINNESOTA CAR ACCIDENT LAWYERS at the Schmidt Salita Law Team have seen cases where the cost of the airlift to the hospital has been as high a $20,000.00. They have seen cases where the medical bills on the first day have reached $50,000.00.
The victims of personal injury in car accidents have many stresses to deal with. Worry about the medical bills should be the last of the worries. This is a basic explanation of “who pays the medical bills” when a person has been injured in a car accident.
IF WORKERS COMPENSATION APPLIES, IT PAYS THE MEDICAL BILLS FIRST.
Under Minnesota law, if the victim of personal injury was injured in a car accident while that person was “on the job”, then the worker’s compensation insurance coverage is required to pay medical bills first.
IF NO WORK COMPENSATION, NO-FAULT PAYS FIRST.
Minnesota’s No-Fault Law requires that the medical bills for treatment of injury from car accidents must first be paid by the No-Fault Insurance coverage. Minnesota’s No-Fault Law makes the No-Fault medical coverage primary for the payment of medical bills and other health care expenses, such as hospital, pharmacy, chiropractic, physical and massage therapy, and medical mileage.
AFTER NO FAULT, REGULAR MEDICAL INSURANCE THEN PAYS.
After the No-Fault medical coverage has been “exhausted” (meaning that the full amount of the coverage has been paid out), then the responsibility of the payment of the medical bills shifts to the injured person’s regular health insurance coverage just the same as if the injuries were not caused by the car accident.
MEDICAL BILLS BECOME A PART OF THE CLAIM AGAINST THE AT FAULT CLAIM PARTY.
The injury victim always has the right to make the medical bills a part of the claim against the “at fault” driver. The unpaid medical bills become a significant part of the claim against the “at fault” driver. They are an important part of the liability claim, along with claims for disability, physical and emotional distress, wage losses, and loss of future earning capacity.
THE SCHMIDT SALITA LAW TEAM WILL HELP TO RECOVER MEDICAL BILLS AND OTHER ITEMS OF RECOVERY.
The recovery of medical bills is only the first step in seeking justice for the victims of personal injury. Under Minnesota law, the fight for justice for the victims of car accidents only starts with the recovery of the medical bills. Beyond that, the recovery of wage and earnings losses is very important. The recovery of compensation for all the other items of recovery in personal injury cases is also very important.
The Schmidt Salita Law Team serves the victims of injury throughout the State of Minnesota.
The Schmidt Salita Law Team Handles a Wide Variety of Personal Injury and Wrongful Death Claims.
The Schmidt Salita Law Team handles cases involving car accidents, trucking accidents, motorcycle accidents, pedestrian car accidents, and bicycle accidents. It has many years’ experience in workers , products liability and medical malpractice cases.
The Schmidt Salita Law Team has extensive experience with concussion injuries, traumatic brain injuries, neck and back injuries, whiplash injuries, broken bones, injured joint injuries (knee, hip, shoulder, wrist, ankle, spinal), amputation injuries, and vision and eye injuries.
The Schmidt Salita Law Team has offices through out the State of Minnesota. Its primary location is at Ridgedale Office Center in Minnetonka, near the intersection of I394 and I494. The offices offer handicap accessible with ample parking.
The Schmidt Salita Team Offers Contingent Fee Arrangements.
The firm offers contingent fee agreements (You don’t pay lawyers fees until you collect and then only as a percentage of the settlement). It also offers home and hospital visits to clients whose injuries present difficulty in coming to the office.
“PERSONAL INJURY WITH PERSONAL ATTENTION TO EACH CASE”.
The Schmidt Salita Law Team has locations throughout the Twin Cities metropolitan area of Minneapolis and St. Paul, as well as Minnetonka, Maple Grove, Plymouth, Osseo, Anoka, Coon Rapids, Brooklyn Center, Fridley, Blaine, Shoreview, Woodbury, Falcon Heights, Columbia Park, Stillwater, Hastings, Inver Grove, Cottage Grove, South St. Paul, Apple Valley, Eagan, Burnsville, Savage, Shakopee, Richfield, Bloomington, Chaska, Chanhassen, Edina, Eden Prairie, and Hopkins.