Injury, Workers Comp, & Wrongful Death Lawyers


Minneapolis MN personal injury lawyers


The Minnesota Uninsured Motorist Claims attorneys at the Schmidt Salita Law Team have 70 years experience is successfully prosecuting Uninsured Motorist Claims for the victims of personal injury and wrongful death in car accidents.

Minnesota law requires all car insurance policies to provide Uninsured Motorist Insurance Coverage (UM).  UM coverage allows the victims of personal injury to collect against  their own insurance company when the at fault driver has no insurance (is uninsured).

Minnesota law provides that the victims of injury occurring when the collision is caused by a hit-and-run driver whose identity cannot be determined.  In other words, if it is impossible to identify an insurance policy of the at fault driver because they left the scene without leaving insurance information, those fact qualify for UM coverage.

Uninsured Motorist (UM) Insurance coverage is a very important part of any automobile insurance policy.  It is the part of the insurance coverage that protects you, your family members and the passengers in your car against the risk of the at-fault driver not having insurance coverage to pay the value of your personal injury or wrongful death claim.

Simply stated, the liability insurance of the at-fault driver pays the claim against the at fault driver whose negligence causes injury or death in a motor vehicle collision.  National statistics show that approximately 16% of all drivers have no automobile insurance-even though that is against the law.  When the at-fault driver has no insurance, your own Uninsured Motorist Insurance coverage will pay the value of your personal injury claim the same as the liability insurance policy of the at-fault driver would pay.

Thus, by having UM coverage, you protect yourself, your loved ones, and your passengers.  That is why it is so important

The Schmidt-Salita Law Team has successfully handled over a thousand UM claims.

Minneapolis MN personal injury lawyers

The Schmidt Salita Law Team has locations throughout the Twin Cities metropolitan area of Minneapolis and St. Paul, as well as Minnetonka, Maple GrovePlymouthOsseoAnokaCoon RapidsBrooklyn CenterFridleyBlaineShoreviewWoodburyFalcon HeightsColumbia ParkStillwaterHastingsInver GroveCottage GroveSouth St. PaulApple ValleyEaganBurnsvilleSavageShakopeeRichfieldBloomingtonChaskaChanhassenEdina, Eden Prairieand Hopkins.