MINNEAPOLIS NO FAULT INJURY LAWYERS want you to know about your rights to receive No Fault Insurance Benefits even before you make a claim against the at-fault driver. The Minnesota No Fault Insurance Act, passed by the Minnesota legislature in 1974, has required all owners of all motor vehicles in the State of Minnesota to carry automobile insurance. Minimum coverage is mandated by the Act.
Auto Insurance Required on All Vehicles.
No Fault Insurance Covers Medical Expenses, Wage Losses, and Replacement Services.
The No Fault Insurance coverage requirement is a minimum of $20,000.00 for medical and health care related expenses.
Another $20,000.00 is required for wage losses and replacement services expenses.
Minnesota No Fault coverage also includes coverage for “Primary Homemaker Replacement Services”, including those which have been paid for “out of pocket” and those that have not been paid for.
Minneapolis No Fault Injury Lawyers Aggressively Pursue No Fault Benefits for Clients.
The Minneapolis No Fault Injury Lawyers at the Schmidt Salita Law Team are highly respected for their skill and knowledge regarding the Minnesota No Fault Insurance Act. For 20 years, Schmidt served, by appointment of the Minnesota Supreme Court, as an Arbitrator of Minnesota No Fault Insurance disputes.
Disputes over No Fault benefits can be resolved either in arbitration or in a regular District Court lawsuit, depending on the size of the claim.
Minneapolis No Fault Injury Lawyers Aggressively Pursue At Fault Claims After Pursuing the No Fault Claim.
Under Minnesota’s No Fault and At Fault system, the victims of injuries and disability resulting from motor vehicle crashes must first seek benefits from their own insurance policy. The next step in the process is to go after the “at fault” driver whose liability insurance coverage is obligated to pay.
Minneapolis No Fault Injury Lawyers at the Schmidt Salita Law Firm offer a free publication entitled “The ABCs of Minnesota’s No Fault and At Fault System”. This document can be viewed at the Schmidt Salita Law Team website and downloaded as well.